Risk Management - Lead Credit Officer, Vice President

Aumni

Aumni

Los Angeles, CA, USA
Posted on Jul 4, 2024

Job Description

Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer in the Community Development Real Estate underwriting, you will play an integral role in the bank’s Community Reinvestment Act (CRA) mission by financing the construction of affordable housing. You will be responsible for taking a leadership role underwriting transactions, preparing credit packages, closing transactions, and monitoring projects through repayment.

Job Responsibilities:

  • Develop best practices through accountability and leadership
  • Prepare and review underwriting packages, including development budgets and project economics
  • Prepare and present credit packages, identifying a transaction’s credit risk
  • Provide accurate analysis and present findings and recommendations to senior management
  • Review third-party reports and loan documents
  • Participate in closing calls with clients and deal team
  • Collaborate and communicate with external and internal stakeholders
  • Manage projects and closing timelines
  • Attend site visits and industry events
  • Manage a portfolio on loans, reporting on projects under construction, collaborating on annual reviews, and preparing modifications

Required Qualifications, Capabilities and Skills:

  • At least 7 years of experience in a community development real estate
  • Experience in affordable housing finance, including Low Income Housing Tax Credits and subsidy financing
  • Excellent teamwork and customer service, consistently delivering on commitments to colleagues and customers
  • Leadership and analytical skills, with experience synthesizing information, developing recommendations, making decisions, and problem solving
  • Project management skills, demonstrating organization, timeliness, execution, and collaboration
  • Attention to detail
  • Proficient in Microsoft Office
  • Master’s or Bachelor’s degree

About Us

Across JPMorgan Chase, we serve millions of customers and many of the world’s most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world’s most admired companies and we know that it’s our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward.