Credit Risk - Analyst

Aumni

Aumni

IT
Singapore
Posted 6+ months ago

Job Description

Job Summary:

As a member of the Corporate & Investment Credit Risk team you will be responsible for managing the counterparty credit exposures and relationships, i.e. ensuring that all credit-related activities for the Bank's clients are executed, approved, monitored and reported in a manner consistent with the Bank's internal policies and guidelines. You will have the opportunity to have frequent client contact, keeping in touch with industry and credit needs whilst building and maintaining an active network throughout the CIB, Syndicated & Leveraged Finance, Markets and other lines of business to manage the Bank's credit exposure and assist those business units in cross selling the firm.

Job Responsibilities:

  • Providing provide support for end-to-end execution of transactions including due diligence, credit analysis, financial modeling and recommending internal credit ratings
  • Proven understanding of various techniques and methods of credit analysis, accounting treatments, financial adjustments etc.
  • Conducting ongoing monitoring of the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of excess and resolving exceptions
  • Responsible for supporting local legal entity risk management requirements in line with local regulations
  • Maintaining open communication channels and strong working relationships with business front lines

Required qualifications, capabilities and skillset:

  • Bachelor’s degree in Finance, Economics, or Accounting
  • Minimum one year experience in a risk management role with a bank or financial institution
  • Excellent quantitative ability in analyzing and interpreting financial statements, draws well-thought out conclusions from analysis, and is well verse with credit concepts
  • Effective written and verbal communication skills in Mandarin would be required to be able to interact with clients in China
  • Close attention to detail and accuracy
  • Experience and understanding of various financial statements, including ratio analysis, cash flow analysis, and basic accounting standards.
  • Enjoys working proactively & independently as well as in a team environment