Control Manager - Vice President
Aumni
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Vice President on the Wholesale Credit Risk (WCR) Team Vice President, you will be responsible for lending activities, portfolio monitoring and managing investment-grade related credit exposures. In this role, you will be responsible for managing new and existing lending activities, analyzing and approving other credit requests, and performing on-going portfolio monitoring. You will utilize your superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients. You will be supported by a dedicated team of analysts and will play an important role in mentoring and developing junior talent to enhance the performance of the broader team.
Job Responsibilities
- Identify the key risk factors and develop forward-looking risk assessment associated with clients, transactions and industry sub-sectors across an assigned portfolio to ensure ratings are accurate and reflect a current forward-looking view of the client
- Approve new and manage credit exposure for a portfolio of clients
- Provide early identification and proactive management of deteriorating credits and other problem situations
- Provide ownership of client credit needs and projects and independently develops a credit opinion and recommendation
- Prepare and review credit approval materials, ensure all credit risk policies are followed, and present and recommend credits for approval
- Apply corporate finance and accounting expertise to assess appropriate financing structures
- Analyze and negotiate transaction structure, covenants and legal documentation to ensure terms are appropriate and consistent with credit appetite for loans and derivatives
- Prepare and present annual portfolio review and quarterly financial snapshot of portfolio to senior management
- Assist in training and developing analysts and associates
- Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process
- Work closely with analysts and middle office and data teams to ensure accuracy of credit system data
Required Qualifications, Capabilities and Skills
- Bachelor's degree
- 6+ years of commercial/investment banking lending experience including extensive credit, structuring, and origination experience
- Superior credit, lending, negotiation, loan documentation and modeling skills
- Performs well under pressure in a demanding environment managing multiple tasks simultaneously
- Strong attention to detail and an excellent work ethic
- Independently productive and works well in a team environment
- Provides leadership and mentorship to junior team members
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word
Preferred Qualifications, Capabilities and Skills
- MBA degree
- Understanding of or experience in covering power and utility companies
- Completion of a commercial/investment bank credit training program or equivalent experience and a thorough understanding of bank credit policies and procedures