Agency and Off-Balance Sheet Lending -Commercial Real Estate- Analyst
Aumni
Job Description
Start your career working alongside nationally-recognized real estate professionals, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.
The Commercial Real Estate (CRE) group at J.P. Morgan prides itself on leveraging its industry knowledge to offer best in class financial solutions across all major real estate asset types: multifamily, retail, office and industrial properties. We work with national and regional clients across the entire real estate sector, including developers, investors, owners, operating companies, investment funds, real estate investment trusts, and non-profit organizations. Agency and Off-Balance Sheet Lending (OBS) is an Agency lending platform, providing term lending solutions to Multifamily borrowers through Government Sponsored Enterprises. OBS provides CRE lending products which effectively match investor capital with borrower needs. The OBS product line is designed to meet CRE borrower needs and meet firm-wide objectives (affordable housing, balance sheet liquidity, etc.).
As an Analyst in the Agency program you will receive a valuable experience in Commercial Real Estate as well as knowledge of Commercial Banking as a whole.
The program provides you with the ability to develop a strong foundation of analytical skills needed for a successful career in Commercial Real Estate. You’ll work with real estate professionals on a team, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs, with our Agency Lending Team to provide support to our clients and gain exposure to Agency Lending professionals.
Upon successful completion of the Agency Analyst Program you may be promoted to Associate.
Job Responsibilities
- Perform financial modeling & risk grading to support transactions
- Analyze collateral & market analysis
- Prepare marketing materials for use in client meetings (covering topics such as financing alternatives and industry / market trends & analysis)
- Conduct Sponsorship & guarantor analysis
- Assist in the completion of credit approval memos
- Summarize key deal metrics and facts for deal narratives
- Support Screening teams with ad-hoc requests, loan sizing, and market research
- Communicate internally and externally with bankers, credit teams, and clients
- Develop an understanding of Multifamily Agency lending and Government-Sponsored Agencies
- Maintain loan file, applicable checklists, and any documents required.
- Review and analyze items received to ensure file is accurately documented.
- Manage all aspects of the underwriting and closing of transactions by working closely with Insurance, KYC and Legal to ensure all required information is completed.
- Understanding and completing required credit checks applicable to the Firm, Fannie Mae or Freddie Mac.
- Coordinate with the borrowers, underwriters, legal and bankers to obtain necessary due diligence required for loan file.
Required Qualifications, capabilities, and skills
- Bachelor Degree completion in 2023 or 2024
- 0-1 years of full time work experience in real estate finance
- Exceptional verbal and written communication skills
- Excellent problem solving and critical thinking skills
- Strong attention to detail
- Ability to thrive in a collaborative work environment
Preferred qualifications, capabilities, and skills
- Preferred GPA of 3.2
- Previous work experience in commercial real estate lending
- We are looking for candidates who have a keen interest in Agency lending and a desire to work with team members to build client relationships and provide exceptional client service.
About Us
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans