Risk Management - Credit Risk Officer - Vice President
Aumni
Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As Credit Risk Officer Vice President within the Diversified Industries team, you will lead the credit origination and portfolio management of predominately investment grade companies. You will lead the structuring and underwriting of new lending activities, analyze and approve other credit requests, facilitate regulatory monitoring and perform on-going portfolio monitoring. You will develop a broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio. You will report to an Executive Director and would be supported in day to day work by a dedicated team of Analysts and Associates.
Job Responsibilities
- Identify the key risk factors as well as develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
- Prepare and review credit approval materials, ensure all credit risk policies are followed, and present and recommend credits for approval at the appropriate level
- Review and negotiate legal documentation as part of a deal team to ensure terms are appropriate and consistent with credit approval
- Provide well-researched and thoughtful risk assessments
- Ensure risk ratings are accurate and reflect a current forward-looking view of the client
- Provide early identification and proactive management of deteriorating credits and other problem situations
- Analyze, prepare and present for approval all required waivers, amendments and extension
Required Qualifications, Skills and Capabilities
- BA/BS degree is required
- 6 plus years of commercial/investment banking lending experience including extensive credit, structuring, and marketing.
- Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
- Advanced knowledge of financial statements and accounting
- Experience with documentation related to credit agreements
- Knowledge/experience of derivative products and documentation (including ISDA and CSA)
- Ability to effectively present analysis and interact with key stakeholders
- Capability to perform due diligence and negotiation with clients
- Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
Preferred Qualifications, Skills and Capabilities
- BA/BS degree is required, MBA is a plus
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.